/* Layout: modern fintech product site. Black centered hero with a live product mockup, then light grey chapters of white rounded cards, one black use-case band, FAQ, CTA. Deliberately one look (not theme-switching). */
:root{
  color-scheme:light;
  --black:#0A0A0B; --ink:#111113; --grey:#6B6B73; --soft:#A1A1AA; --bg:#F5F5F7; --card:#FFFFFF; --line:#E7E7EC;
  --blue:#2A5BFF; --blue-2:#6E8DFF; --blue-soft:#EAF0FF;
  --ok:#12A150; --ok-soft:#E4F6EC; --warn:#C07A00; --warn-soft:#FFF3DC; --bad:#D6334B; --bad-soft:#FDE8EB;
  --sans:"Plus Jakarta Sans",-apple-system,"Segoe UI",Helvetica,Arial,sans-serif;
  --mono:"JetBrains Mono",ui-monospace,SFMono-Regular,Menlo,monospace;
}
/* base (inner pages carry no publish skeleton) */
html,body{margin:0}
img{max-width:100%}
[hidden]{display:none!important}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{background:var(--bg);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.55;-webkit-font-smoothing:antialiased;overflow-x:hidden}
.wrap{max-width:1180px;margin:0 auto;padding-inline:24px}
@media (max-width:520px){.wrap{padding-inline:16px}}
a{color:inherit}
:focus-visible{outline:2px solid var(--blue);outline-offset:3px;border-radius:6px}
h1,h2,h3{margin:0;font-weight:600;letter-spacing:-.04em;text-wrap:balance}
p{margin:0}
.pillbtn{display:inline-flex;align-items:center;justify-content:center;gap:8px;height:46px;padding:0 28px;border-radius:999px;font:600 15px var(--sans);text-decoration:none;cursor:pointer;border:0;transition:transform .2s,background .2s,box-shadow .2s}
.pillbtn.blue{background:var(--blue);color:#fff;box-shadow:0 8px 24px -8px rgba(42,91,255,.7)}
.pillbtn.blue:hover{background:#1E4AE6;transform:translateY(-1px)}
.pillbtn.white{background:#fff;color:var(--black)}
.pillbtn.ghost{background:rgba(255,255,255,.08);color:#fff;border:1px solid rgba(255,255,255,.16)}
.pillbtn.ghost:hover{background:rgba(255,255,255,.14)}
header.light .pillbtn.ghost{background:var(--bg);color:var(--ink);border-color:var(--line)}
.pillbtn.dark{background:var(--black);color:#fff}
.link{color:var(--blue);font-weight:600;text-decoration:none;display:inline-flex;gap:8px;align-items:center}
.link:hover{gap:12px}.link{transition:gap .2s}

/* nav */
header.top{position:sticky;top:env(safe-area-inset-top,0px);z-index:30;transition:background .3s,box-shadow .3s}
header.top.dark{background:var(--black)}
header.top.light{background:rgba(255,255,255,.9);backdrop-filter:blur(14px);box-shadow:0 1px 0 var(--line)}
.nav{display:flex;align-items:center;gap:28px;height:78px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:700;letter-spacing:.02em;font-size:19px}
.logo svg{width:30px;height:30px}
.logo svg.mz-wm{width:auto;height:22px;display:block}
header.dark .logo,header.dark .navlinks a{color:#fff}
.navlinks{display:flex;gap:4px;list-style:none;margin:0;padding:0;font-size:14.5px;font-weight:500}
.navlinks a{display:block;padding:9px 16px;border-radius:999px;text-decoration:none;transition:background .2s}
header.dark .navlinks a:hover{background:rgba(255,255,255,.1)}
header.light .navlinks a:hover{background:var(--bg)}
.navlinks a.on{background:#fff;color:var(--black)!important}
header.light .navlinks a.on{background:var(--bg)}
.nav .right{margin-left:auto;display:flex;gap:10px}
.nav .pillbtn{height:40px;padding:0 20px;font-size:14px}
@media (max-width:960px){.navlinks{display:none}}
@media (max-width:420px){.nav .pillbtn.ghost{display:none}}

/* hero */
.hero{background:var(--black);color:#fff;overflow:hidden;position:relative}
.hero::before{content:"";position:absolute;left:50%;top:360px;width:1100px;height:700px;transform:translateX(-50%);background:radial-gradient(closest-side,rgba(42,91,255,.35),rgba(42,91,255,0));pointer-events:none}
.hero-copy{text-align:center;padding-top:56px;position:relative}
.badge{display:inline-flex;align-items:center;gap:8px;padding:6px 14px 6px 6px;border-radius:999px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);font-size:13px;color:rgba(255,255,255,.8)}
.badge b{background:var(--blue);color:#fff;border-radius:999px;padding:2px 10px;font-weight:600;font-size:12px}
.hero h1{font-size:clamp(40px,6vw,72px);line-height:1.05;margin:26px auto 0;max-width:13em}
.hero .sub{margin:22px auto 0;max-width:34em;color:rgba(255,255,255,.7);font-size:18px}
.hero .ctas{display:flex;justify-content:center;gap:12px;flex-wrap:wrap;margin-top:34px}

/* product mockup */
.mock{position:relative;margin:64px auto 0;max-width:1000px;background:#fff;color:var(--ink);border-radius:22px 22px 0 0;padding:22px 22px 0;box-shadow:0 -30px 80px -20px rgba(42,91,255,.45)}
.mock-top{display:flex;align-items:center;gap:8px;padding-bottom:18px;border-bottom:1px solid var(--line)}
.mock-top i{width:10px;height:10px;border-radius:50%;background:var(--line)}
.mock-top span{margin-left:12px;font-size:13px;color:var(--grey)}
.mock-body{display:grid;grid-template-columns:1.1fr 1fr;gap:22px;padding:22px 0}
.mock-body>*{min-width:0}
.tot small{font-size:13px;color:var(--grey)}
.tot .big{font-size:40px;font-weight:600;letter-spacing:-.04em;font-variant-numeric:tabular-nums;margin-top:4px}
.tot .chg{font-size:13px;color:var(--ok);font-weight:600}
.bals{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:20px}
.bal{background:var(--bg);border-radius:14px;padding:14px;min-width:0}
.bal .cur{display:flex;align-items:center;gap:8px;font-size:13px;font-weight:600}
.flag{width:22px;height:22px;border-radius:50%;display:grid;place-items:center;font-size:10px;font-weight:700;color:#fff}
.bal .amt{font-size:17px;font-weight:600;margin-top:10px;font-variant-numeric:tabular-nums;letter-spacing:-.02em;overflow-wrap:anywhere}
.spark{margin-top:20px;height:90px;width:100%}
.agents-mini{background:var(--bg);border-radius:16px;padding:16px}
.agents-mini h4{margin:0 0 10px;font-size:14px;display:flex;justify-content:space-between}
.agents-mini h4 span{font-weight:500;color:var(--grey);font-size:12px}
.am{display:grid;grid-template-columns:32px 1fr auto;gap:10px;align-items:center;background:#fff;border-radius:12px;padding:10px 12px;margin-top:8px}
.am>*{min-width:0}
.am .av{width:32px;height:32px;border-radius:10px;display:grid;place-items:center;background:var(--blue-soft);color:var(--blue);font:600 11px var(--mono)}
.am b{display:block;font-size:13.5px;font-weight:600;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.am small{font-size:12px;color:var(--grey)}
.am .v{font:500 13px var(--mono);text-align:right}
.tag{display:inline-block;font-size:11px;font-weight:600;border-radius:999px;padding:2px 8px}
.tag.ok{background:var(--ok-soft);color:var(--ok)}.tag.warn{background:var(--warn-soft);color:var(--warn)}.tag.bad{background:var(--bad-soft);color:var(--bad)}
@media (max-width:820px){.mock-body{grid-template-columns:1fr}.mock{border-radius:18px 18px 0 0;padding:16px 16px 0}}
@media (max-width:480px){.bals{grid-template-columns:1fr}.tot .big{font-size:32px}}

/* marquee */
.marquee{background:var(--black);border-top:1px solid rgba(255,255,255,.08);overflow:hidden;padding-block:30px;display:flex;position:relative}
.marquee::before,.marquee::after{content:"";position:absolute;top:0;bottom:0;width:12%;z-index:1;pointer-events:none}
.marquee::before{left:0;background:linear-gradient(90deg,var(--black),transparent)}
.marquee::after{right:0;background:linear-gradient(-90deg,var(--black),transparent)}
.track{display:flex;align-items:center;gap:72px;padding:0 36px;margin:0;list-style:none;flex:0 0 auto;animation:scroll 60s linear infinite}
.lg{display:flex;align-items:center;gap:8px;opacity:.6;transition:opacity .3s}
.lg:hover{opacity:1}
.lg i{display:block;background:center/contain no-repeat;filter:brightness(0) invert(1)}
.lg0{width:117px;height:30px}.lg1{width:138px;height:30px}.lg3{width:129px;height:30px}.lg4{width:110px;height:34px}.lg5{width:170px;height:28px}
.otc b{font-family:"Red Hat Display",var(--sans);font-weight:700;font-size:24px;color:#fff;letter-spacing:-.01em}
@keyframes scroll{to{transform:translateX(-100%)}}

/* sections */
section.s{padding-block:112px}
@media (max-width:640px){section.s{padding-block:72px}}
.center{text-align:center}
.s h2{font-size:clamp(34px,4.4vw,52px);line-height:1.1}
.s .lead{color:var(--grey);font-size:17px;max-width:38em;margin-top:16px}
.center .lead{margin-inline:auto}

/* account cards */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:56px}
.acct{background:var(--card);border-radius:24px;padding:28px;display:flex;flex-direction:column;min-width:0;border:1px solid var(--line)}
.plastic{position:relative;width:78%;max-width:300px;aspect-ratio:1.586/1;border-radius:14px;padding:16px;transform:rotate(-4deg);margin:10px auto 34px;box-shadow:0 20px 30px -18px rgba(0,0,0,.4);overflow:hidden}
.plastic::after{content:"";position:absolute;inset:0;background:linear-gradient(120deg,rgba(255,255,255,.35),transparent 40%)}
.plastic .m{width:26px;height:26px}
.plastic .lbl{position:absolute;right:16px;top:14px;font:600 11px var(--mono);letter-spacing:.1em;opacity:.7}
.plastic .num{position:absolute;left:16px;bottom:14px;font:500 12px var(--mono);letter-spacing:.12em;opacity:.8}
.p1{background:linear-gradient(135deg,#F2F2F4,#CFCFD6);color:var(--ink)}
.p2{background:linear-gradient(135deg,#2A2A2E,#0A0A0B);color:#fff}
.p3{background:linear-gradient(135deg,#6E8DFF,#2A5BFF 55%,#1B3FCC);color:#fff}
.acct h3{font-size:24px}
.acct .kv{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:18px 0 22px}
.acct .kv b{display:block;font-size:26px;letter-spacing:-.04em;font-weight:600}
.acct .kv small{color:var(--grey);font-size:12.5px;line-height:1.35;display:block}
.acct .pillbtn{width:100%}
.acct ul{list-style:none;margin:22px 0 0;padding:20px 0 0;border-top:1px solid var(--line);display:grid;gap:12px;font-size:14px;color:#3F3F46}
.acct li{display:flex;gap:10px;align-items:flex-start}
.acct li svg{flex:0 0 18px;width:18px;height:18px;margin-top:1px;color:var(--blue)}
.soon{display:inline-block;margin-left:8px;vertical-align:middle;font-size:11px;font-weight:600;color:var(--blue);background:var(--blue-soft);border-radius:999px;padding:3px 9px;letter-spacing:0}
.fine{margin-top:22px;font-size:12px;color:var(--soft);text-align:center}
@media (max-width:960px){.cards{grid-template-columns:1fr;max-width:460px;margin-inline:auto}}

/* split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:center}
.split>*{min-width:0}
.feat{list-style:none;margin:32px 0 0;padding:0;display:grid;gap:18px}
.feat li{display:grid;grid-template-columns:40px 1fr;gap:14px;align-items:start;font-size:15px;color:#3F3F46}
.ic{width:40px;height:40px;border-radius:12px;background:var(--blue-soft);color:var(--blue);display:grid;place-items:center}
.ic svg{width:20px;height:20px}
.feat b{display:block;color:var(--ink);font-weight:600;margin-bottom:2px}
@media (max-width:900px){.split{grid-template-columns:1fr;gap:44px}.split.rev>:first-child{order:2}}

.ibans{position:relative;display:grid;gap:14px;padding:30px;background:linear-gradient(160deg,#E9EEFF,#F5F5F7);border-radius:28px}
.ib{background:#fff;border-radius:18px;padding:18px 20px;box-shadow:0 12px 30px -20px rgba(10,10,11,.35);min-width:0}
.ib:nth-child(2){margin-left:28px}.ib:nth-child(3){margin-left:56px}
.ib .h{display:flex;align-items:center;gap:10px;font-weight:600;font-size:15px}
.ib .h span{margin-left:auto;font-size:12px;font-weight:500;color:var(--grey)}
.ib .row2{display:flex;justify-content:space-between;gap:12px;margin-top:12px;font-size:12px;color:var(--grey);flex-wrap:wrap}
.ib .row2 b{display:block;color:var(--ink);font:500 13.5px var(--mono);margin-top:2px}
@media (max-width:520px){.ib:nth-child(2),.ib:nth-child(3){margin-left:0}.ibans{padding:18px}}

/* agent console */
.agent-sec{background:#fff}
.console{background:var(--card);border:1px solid var(--line);border-radius:24px;box-shadow:0 30px 60px -30px rgba(10,10,11,.25);overflow:hidden}
.c-head{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:18px 20px;border-bottom:1px solid var(--line);flex-wrap:wrap}
.c-head .who{display:flex;gap:12px;align-items:center}
.c-head .av{width:40px;height:40px;border-radius:12px;background:var(--black);color:#fff;display:grid;place-items:center;font:600 12px var(--mono)}
.c-head b{display:block;font-size:15px}
.c-head small{color:var(--grey);font-size:12.5px}
.c-tag{font-size:11.5px;font-weight:600;color:var(--grey);background:var(--bg);padding:5px 10px;border-radius:999px}
.mandate{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;padding:16px 20px;border-bottom:1px solid var(--line)}
.mandate>div{background:var(--bg);border-radius:14px;padding:12px 14px;min-width:0}
.mandate small{display:block;font-size:12px;color:var(--grey)}
.mandate strong{font-weight:600;font-size:16px;font-variant-numeric:tabular-nums;letter-spacing:-.02em}
.meter{height:6px;background:#E1E1E8;border-radius:6px;margin-top:8px;overflow:hidden}
.meter i{display:block;height:100%;width:0;background:var(--blue);border-radius:6px;transition:width .6s}
@media (max-width:520px){.mandate{grid-template-columns:1fr 1fr}.mandate>div:last-child{grid-column:1/-1}}
.feed{list-style:none;margin:0;padding:6px 12px;max-height:360px;overflow-y:auto}
.row{display:grid;grid-template-columns:44px 1fr auto;gap:12px;padding:12px 8px;border-radius:14px;align-items:start}
.row+.row{border-top:1px solid var(--line)}
.row>*{min-width:0}
.row .t{font:12px var(--mono);color:var(--soft);padding-top:2px}
.row .cp{font-weight:600;font-size:14.5px}
.row .why{font-size:12.5px;color:var(--grey);margin-top:2px}
.row .amt{font:500 13.5px var(--mono);text-align:right;white-space:nowrap}
.row .tag{margin-top:6px}
.acts{display:flex;gap:8px;margin-top:10px;flex-wrap:wrap}
.acts button{height:34px;padding:0 16px;border-radius:999px;font:600 13px var(--sans);cursor:pointer;border:0;background:var(--blue);color:#fff}
.acts button.no{background:var(--bg);color:var(--ink)}
.c-foot{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:14px 20px;border-top:1px solid var(--line);flex-wrap:wrap;background:#FAFAFB}
.c-foot span{font-size:12.5px;color:var(--grey)}
.c-foot button{height:38px;padding:0 18px;border-radius:999px;border:0;background:var(--black);color:#fff;font:600 13px var(--sans);cursor:pointer}
@keyframes enter{from{background:var(--blue-soft)}to{background:transparent}}
.row.new{animation:enter 1.6s ease-out}

.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:64px}
.step{background:var(--bg);border-radius:20px;padding:24px;min-width:0}
.step .n{font:600 12px var(--mono);color:var(--blue)}
.step b{display:block;font-size:17px;margin:10px 0 6px;letter-spacing:-.02em}
.step p{font-size:14.5px;color:var(--grey)}
@media (max-width:860px){.steps{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.steps{grid-template-columns:1fr}}

/* use cases dark */
.dark-sec{background:var(--black);color:#fff}
.dark-sec .lead{color:rgba(255,255,255,.6)}
.uc{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}
.uc>*{min-width:0}
.uc-left{position:sticky;top:120px}
.uc-cards{display:grid;gap:18px}
.ucard{position:relative;border-radius:24px;padding:28px;min-height:250px;overflow:hidden;display:flex;flex-direction:column;justify-content:flex-end}
.ucard h3{font-size:24px;letter-spacing:-.03em;position:relative}
.ucard p{color:rgba(255,255,255,.75);margin-top:8px;font-size:15px;position:relative;max-width:30em}
.ucard .ui{position:absolute;top:24px;right:24px;left:24px;display:flex;flex-wrap:wrap;gap:8px}
.chip{background:rgba(255,255,255,.14);backdrop-filter:blur(6px);border:1px solid rgba(255,255,255,.18);border-radius:999px;padding:7px 14px;font-size:13px;font-weight:500;white-space:nowrap}
.chip.solid{background:#fff;color:var(--black);border-color:#fff}
.u1{background:radial-gradient(120% 120% at 100% 0%,#2A5BFF,#101A3D 70%)}
.u2{background:radial-gradient(120% 120% at 100% 0%,#3B3B42,#141416 70%)}
.u3{background:radial-gradient(120% 120% at 100% 0%,#0F7A5A,#0B1E18 70%)}
@media (max-width:900px){.uc{grid-template-columns:1fr;gap:36px}.uc-left{position:static}}

/* security */
.sec-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:56px}
.sg{background:var(--card);border:1px solid var(--line);border-radius:22px;padding:26px;min-width:0}
.sg .ic{margin-bottom:22px}
.sg b{display:block;font-size:17px;letter-spacing:-.02em}
.sg p{font-size:14.5px;color:var(--grey);margin-top:6px}
@media (max-width:960px){.sec-grid{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.sec-grid{grid-template-columns:1fr}}

.road{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:40px}
.rd{background:var(--card);border:1px solid var(--line);border-radius:22px;padding:24px;min-width:0}
.rd b{display:block;font-size:18px;margin:12px 0 8px;letter-spacing:-.02em}
.rd ul{margin:0;padding-left:18px;color:var(--grey);font-size:14.5px;display:grid;gap:4px}
@media (max-width:860px){.road{grid-template-columns:1fr}}

/* faq */
.faq{max-width:820px;margin:48px auto 0;display:grid;gap:12px}
details{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:0 24px}
summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:22px 0;font-weight:600;font-size:16.5px;letter-spacing:-.01em}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";flex:0 0 28px;height:28px;border-radius:50%;background:var(--bg);display:grid;place-items:center;font-size:18px;font-weight:500;transition:transform .2s}
details[open] summary::after{transform:rotate(45deg)}
details p{padding-bottom:22px;color:var(--grey);font-size:15px;margin-top:-6px}

/* cta */
.cta{background:var(--black);border-radius:32px;color:#fff;padding:64px;display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;position:relative;overflow:hidden}
.cta::before{content:"";position:absolute;right:-200px;bottom:-300px;width:700px;height:700px;background:radial-gradient(closest-side,rgba(42,91,255,.45),transparent);pointer-events:none}
.cta>*{min-width:0;position:relative}
.cta h2{font-size:clamp(32px,4vw,48px);line-height:1.1}
.cta p{color:rgba(255,255,255,.65);margin-top:14px}
.cta form{display:grid;gap:12px}
.cta input,.cta select{width:100%;height:52px;border-radius:14px;border:1px solid rgba(255,255,255,.14);background:rgba(255,255,255,.06);color:#fff;padding:0 16px;font:15px var(--sans)}
.cta select option{color:var(--ink)}
.cta input::placeholder{color:rgba(255,255,255,.4)}
.cta input:focus,.cta select:focus{outline:none;border-color:var(--blue-2)}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
form .pillbtn{height:52px}
.form-note{font-size:12.5px;color:rgba(255,255,255,.5)}
.form-note.ok{color:#7EE2A8}
@media (max-width:860px){.cta{grid-template-columns:1fr;padding:36px 24px;border-radius:24px}}

footer{padding-block:56px 40px;color:var(--grey);font-size:14px}
.foot{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:32px}
.foot>*{min-width:0}
.foot h5{margin:0 0 12px;font-size:13px;color:var(--ink)}
.foot ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.foot a{text-decoration:none}.foot a:hover{color:var(--ink)}
.disclaimer{margin-top:40px;background:var(--card);border:1px solid var(--line);border-radius:18px;padding:22px 24px}
.disclaimer h5{margin:0 0 8px;font-size:13px;color:var(--ink)}
.disclaimer p{font-size:12.5px;line-height:1.6;color:var(--grey);max-width:none}
.legal{margin-top:24px;padding-top:24px;border-top:1px solid var(--line);font-size:12px;color:var(--soft);display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
@media (max-width:760px){.foot{grid-template-columns:1fr 1fr}}

@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}html{scroll-behavior:auto}}

/* ===== shared additions ===== */
.menu-btn{display:none;width:42px;height:42px;border-radius:999px;border:1px solid rgba(255,255,255,.18);background:transparent;color:inherit;cursor:pointer;place-items:center}
header.light .menu-btn{border-color:var(--line)}
header.dark .menu-btn{color:#fff}
.menu-btn svg{width:18px;height:18px}
.navlinks a.login{display:none}
.nav .login-link{font-size:14.5px;font-weight:600;text-decoration:none;padding:9px 14px;border-radius:999px}
header.dark .login-link{color:#fff}
header.dark .login-link:hover{background:rgba(255,255,255,.1)}
header.light .login-link:hover{background:var(--bg)}
@media (max-width:960px){
  .menu-btn{display:grid}
  .nav .login-link{display:none}
  .navlinks.open{display:flex;flex-direction:column;position:absolute;top:78px;left:0;right:0;background:#fff;padding:12px 16px 20px;box-shadow:0 20px 40px -20px rgba(0,0,0,.35);gap:2px}
  .navlinks.open a{color:var(--ink)!important;padding:14px 12px;border-radius:12px;font-size:16px}
  .navlinks.open a.on{background:var(--bg)}
  .navlinks.open a.login{display:block}
}
@media (max-width:420px){.nav{gap:12px}.nav .right .pillbtn.blue{padding:0 14px}}

/* page hero (inner pages) */
.phero{background:var(--black);color:#fff;position:relative;overflow:hidden}
.phero::before{content:"";position:absolute;right:-240px;top:-260px;width:760px;height:760px;background:radial-gradient(closest-side,rgba(42,91,255,.35),transparent);pointer-events:none}
.phero .wrap{position:relative;padding-block:88px 96px}
.phero .eyebrow{font-size:13px;font-weight:600;color:var(--blue-2);letter-spacing:.02em}
.phero h1{font-size:clamp(38px,5.4vw,64px);line-height:1.06;margin-top:14px;max-width:14em}
.phero p.sub{color:rgba(255,255,255,.7);font-size:18px;margin-top:20px;max-width:36em}
.phero .ctas{display:flex;gap:12px;flex-wrap:wrap;margin-top:32px}
@media (max-width:640px){.phero .wrap{padding-block:56px 64px}}

.grid2{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.grid2>*,.grid3>*{min-width:0}
@media (max-width:900px){.grid3{grid-template-columns:1fr 1fr}}
@media (max-width:680px){.grid2,.grid3{grid-template-columns:1fr}}
.box{background:var(--card);border:1px solid var(--line);border-radius:22px;padding:28px}
.box h3{font-size:21px;letter-spacing:-.03em}
.box p{color:var(--grey);font-size:15px;margin-top:8px}
.box .ic{margin-bottom:20px}
.kicker2{font-size:13px;font-weight:600;color:var(--blue)}
.sechead{max-width:40em;margin-bottom:48px}
.sechead h2{margin-top:10px}

/* light form fields */
.field{display:grid;gap:7px;font-size:13.5px;font-weight:600;color:var(--ink)}
.field input,.field select,.field textarea{width:100%;height:50px;border-radius:12px;border:1px solid var(--line);background:#fff;color:var(--ink);padding:0 14px;font:400 15px var(--sans);transition:border-color .2s,box-shadow .2s}
.field textarea{height:auto;min-height:110px;padding:12px 14px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 4px var(--blue-soft)}
.field .hint{font-weight:400;font-size:12.5px;color:var(--grey)}
.field.err input,.field.err select{border-color:var(--bad)}
.field .errmsg{display:none;font-weight:500;font-size:12.5px;color:var(--bad)}
.field.err .errmsg{display:block}
.pw{position:relative}
.pw button{position:absolute;right:8px;top:50%;transform:translateY(-50%);height:34px;padding:0 10px;border:0;background:transparent;color:var(--grey);font:600 12.5px var(--sans);cursor:pointer;border-radius:8px}
.pw button:hover{background:var(--bg)}
.check{display:flex;gap:10px;align-items:flex-start;font-size:14px;color:#3F3F46}
.check input{width:18px;height:18px;margin-top:2px;accent-color:var(--blue);flex:0 0 18px}
.note{font-size:12.5px;color:var(--grey);background:var(--bg);border-radius:12px;padding:10px 12px}
.pillbtn[disabled]{opacity:.5;cursor:not-allowed;transform:none}

/* auth */
.auth{min-height:100vh;display:grid;grid-template-columns:1fr 1fr;background:#fff}
.auth-side{background:var(--black);color:#fff;padding:40px;display:flex;flex-direction:column;justify-content:space-between;position:relative;overflow:hidden;min-width:0}
.auth-side::before{content:"";position:absolute;left:-200px;bottom:-300px;width:800px;height:800px;background:radial-gradient(closest-side,rgba(42,91,255,.45),transparent);pointer-events:none}
.auth-side>*{position:relative}
.auth-side h2{font-size:clamp(30px,3.2vw,42px);line-height:1.12;max-width:12em}
.auth-side ul{list-style:none;margin:28px 0 0;padding:0;display:grid;gap:14px;color:rgba(255,255,255,.75);font-size:15px}
.auth-side li{display:flex;gap:10px}
.auth-side li::before{content:"";flex:0 0 18px;height:18px;border-radius:50%;background:var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5.5 10.5l3 3 6-6' stroke='white' stroke-width='2.2' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/14px no-repeat;margin-top:2px}
.auth-side .fine2{font-size:12px;color:rgba(255,255,255,.45)}
.auth-main{display:flex;flex-direction:column;padding:32px 40px;min-width:0}
.auth-main .top{display:flex;justify-content:space-between;align-items:center;gap:12px;font-size:14px;color:var(--grey)}
.auth-main .top a{color:var(--blue);font-weight:600;text-decoration:none}
.auth-form{width:100%;max-width:420px;margin:auto;padding-block:40px;display:grid;gap:18px}
.auth-form h1{font-size:34px;line-height:1.1}
.auth-form .lead2{color:var(--grey);margin-top:-8px}
.auth-form .pillbtn{height:52px;width:100%}
.row-between{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap;font-size:14px}
.row-between a{color:var(--blue);font-weight:600;text-decoration:none}
.otp{display:grid;grid-template-columns:repeat(6,1fr);gap:8px}
.otp input{height:58px;text-align:center;font:600 22px var(--mono);border-radius:12px;border:1px solid var(--line);width:100%;min-width:0}
.otp input:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 4px var(--blue-soft)}
.alert{border-radius:12px;padding:12px 14px;font-size:14px}
.alert.info{background:var(--blue-soft);color:#1B3FCC}
.alert.ok{background:var(--ok-soft);color:var(--ok)}
.alert.bad{background:var(--bad-soft);color:var(--bad)}
@media (max-width:900px){.auth{grid-template-columns:1fr}.auth-side{display:none}.auth-main{padding:20px 16px}}

/* stepper */
.stepper{display:flex;gap:6px;list-style:none;margin:0;padding:0}
.stepper li{flex:1;height:4px;border-radius:4px;background:var(--line)}
.stepper li.done,.stepper li.cur{background:var(--blue)}
.steplabel{font-size:13px;font-weight:600;color:var(--blue)}
.choice{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.choice label{border:1px solid var(--line);border-radius:14px;padding:14px;display:flex;gap:10px;align-items:flex-start;cursor:pointer;font-size:14px;font-weight:500;transition:border-color .2s,background .2s}
.choice label:has(input:checked){border-color:var(--blue);background:var(--blue-soft)}
.choice input{accent-color:var(--blue);margin-top:3px}
.upload{border:1.5px dashed var(--line);border-radius:14px;padding:16px;display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap}
.upload b{display:block;font-size:14px}
.upload small{color:var(--grey);font-size:12.5px}
.upload label{height:38px;padding:0 16px;border-radius:999px;background:var(--bg);display:inline-flex;align-items:center;font-size:13px;font-weight:600;cursor:pointer}
.upload input{position:absolute;width:1px;height:1px;opacity:0}
.upload.has{border-style:solid;border-color:var(--ok);background:var(--ok-soft)}
.review{display:grid;gap:10px;font-size:14px}
.review div{display:flex;justify-content:space-between;gap:16px;border-bottom:1px solid var(--line);padding-bottom:10px}
.review span{color:var(--grey)}
.review b{font-weight:600;text-align:right;overflow-wrap:anywhere}

/* prose */
.prose{max-width:760px}
.prose h2{font-size:28px;margin:48px 0 12px}
.prose h3{font-size:19px;margin:28px 0 8px}
.prose p,.prose li{color:#3F3F46;font-size:16px;line-height:1.7}
.prose p+p{margin-top:12px}
.prose ul{padding-left:20px}
.toc{position:sticky;top:110px;display:grid;gap:4px;font-size:14px}
.toc a{text-decoration:none;color:var(--grey);padding:6px 10px;border-radius:8px}
.toc a:hover{background:#fff;color:var(--ink)}
.legal-grid{display:grid;grid-template-columns:220px 1fr;gap:56px}
.legal-grid>*{min-width:0}
@media (max-width:860px){.legal-grid{grid-template-columns:1fr}.toc{position:static}}
.draft{border:1px solid var(--warn-soft);background:#FFFBF2;color:#7A5200;border-radius:14px;padding:14px 16px;font-size:14px}

/* code */
.codeblk{background:#0D1117;color:#E6EDF3;border-radius:18px;overflow:hidden}
.codeblk .cap{display:flex;justify-content:space-between;gap:12px;padding:12px 18px;border-bottom:1px solid #21262D;font:500 12px var(--mono);color:#8B949E;flex-wrap:wrap}
.codeblk pre{margin:0;padding:18px;overflow-x:auto;font:13px/1.75 var(--mono)}
.codeblk .k{color:#79C0FF}.codeblk .s{color:#A5D6FF}.codeblk .c{color:#8B949E}.codeblk .m{color:#FF7B72}
.endpoints{display:grid;gap:8px}
.ep{display:grid;grid-template-columns:70px 1fr;gap:12px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:14px;padding:12px 14px;font-size:14px}
.ep>*{min-width:0}
.ep code{font:500 13px var(--mono);overflow-wrap:anywhere}
.ep .mth{font:600 11.5px var(--mono);border-radius:6px;padding:4px 0;text-align:center}
.mth.get{background:var(--ok-soft);color:var(--ok)}.mth.post{background:var(--blue-soft);color:var(--blue)}
.ep small{grid-column:2;color:var(--grey);font-size:13px;margin-top:-6px}

.teaser{background:linear-gradient(120deg,#0A0A0B,#16215A 70%,#2A5BFF);color:#fff;border-radius:28px;padding:40px 44px;display:flex;justify-content:space-between;align-items:center;gap:32px;flex-wrap:wrap}
.teaser>div{max-width:40em;min-width:0}
.teaser .soon{margin:0;background:rgba(255,255,255,.14);color:#fff}
.teaser h2{font-size:clamp(28px,3.2vw,40px);margin-top:14px}
.teaser p{color:rgba(255,255,255,.72);margin-top:10px}
@media (max-width:640px){.teaser{padding:28px 22px}}
.acctype{display:grid;gap:12px}
.acctype label{display:grid;grid-template-columns:auto 44px 1fr;gap:14px;align-items:center;border:1.5px solid var(--line);border-radius:18px;padding:18px;cursor:pointer;transition:border-color .2s,background .2s}
.acctype label:hover{border-color:#C9CFE0}
.acctype label:has(input:checked){border-color:var(--blue);background:var(--blue-soft)}
.acctype input{accent-color:var(--blue);width:18px;height:18px}
.acctype .ai{width:44px;height:44px;border-radius:12px;background:#fff;border:1px solid var(--line);display:grid;place-items:center;color:var(--blue)}
.acctype .ai svg{width:22px;height:22px}
.acctype b{display:block;font-size:16px}
.acctype small{color:var(--grey);font-size:13.5px}
.acctype span:last-child{min-width:0}

.lg6{width:123px;height:30px}
.wm b{font-family:var(--sans);font-weight:700;font-size:21px;color:#fff;letter-spacing:-.02em;white-space:nowrap}
.lg i.keep{filter:grayscale(1);border-radius:8px}

.u4{background:radial-gradient(120% 120% at 100% 0%,#7A3CFF,#1A1036 70%)}
.aiband{background:linear-gradient(135deg,#0A0A0B 0%,#141A3A 55%,#2A1F6B 100%);color:#fff;border-radius:32px;padding:48px;display:grid;grid-template-columns:1.2fr .8fr;gap:48px;align-items:center;position:relative;overflow:hidden}
.aiband>*{min-width:0;position:relative}
.aiband h2{font-size:clamp(30px,3.6vw,46px);margin-top:16px}
.aiband p{color:rgba(255,255,255,.72);margin-top:14px;max-width:36em}
.aifeat{list-style:none;margin:22px 0 0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:10px 20px;font-size:14.5px;color:rgba(255,255,255,.85)}
.aifeat li{padding-left:22px;position:relative}
.aifeat li::before{content:"";position:absolute;left:0;top:.45em;width:12px;height:12px;border-radius:50%;background:#6E8DFF}
.aiside{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:24px;padding:26px}
.aiside small{font-size:12px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:rgba(255,255,255,.55)}
.ailogos{list-style:none;margin:18px 0 0;padding:0;display:grid;gap:10px}
.ailogos .lg{opacity:.9;background:rgba(255,255,255,.05);border-radius:14px;padding:14px 16px;min-height:60px}
@media (max-width:900px){.aiband{grid-template-columns:1fr;padding:32px 22px}.aifeat{grid-template-columns:1fr}}

/* cards */
.cardsplit{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:center}
.cardsplit>*{min-width:0}
.cardstage{position:relative;height:420px;background:radial-gradient(80% 80% at 50% 40%,#E3E9FF,#F5F5F7 70%);border-radius:32px;overflow:hidden}
.mcard{position:absolute;width:62%;max-width:340px;aspect-ratio:1.586/1;border-radius:18px;padding:20px 22px;color:#fff;display:flex;flex-direction:column;justify-content:space-between;box-shadow:0 30px 50px -24px rgba(10,10,11,.55);overflow:hidden}
.mcard::after{content:"";position:absolute;inset:0;background:linear-gradient(115deg,rgba(255,255,255,.28),transparent 42%);pointer-events:none}
.mc-a{left:10%;top:16%;transform:rotate(-8deg);background:linear-gradient(135deg,#1B1B20,#0A0A0B 60%,#23264A)}
.mc-b{right:8%;top:30%;transform:rotate(6deg);background:linear-gradient(135deg,#6E8DFF,#2A5BFF 55%,#1B3FCC)}
.mc-top{display:flex;justify-content:space-between;align-items:center}
.mc-brand{font-weight:700;letter-spacing:.14em;font-size:13px}
.mc-tag{font:600 10.5px var(--mono);letter-spacing:.12em;background:rgba(255,255,255,.16);border-radius:999px;padding:3px 9px}
.mc-chip{width:38px;height:28px;border-radius:6px;background:linear-gradient(135deg,#E9D8A6,#B89B5E)}
.mc-num{font:500 14px var(--mono);letter-spacing:.14em;opacity:.9}
.mc-bot{display:flex;justify-content:space-between;align-items:flex-end}
.mc-bot span{font:600 10px var(--mono);letter-spacing:.14em;opacity:.7}
.mc-bot b{font-size:17px;font-style:italic;letter-spacing:.02em}
.mtx{position:absolute;left:8%;bottom:8%;right:22%;background:#fff;border-radius:16px;padding:12px 14px;display:grid;grid-template-columns:36px 1fr auto;gap:10px;align-items:center;box-shadow:0 20px 40px -20px rgba(10,10,11,.45)}
.mtx>*{min-width:0}
.mtx-ic{width:36px;height:36px;border-radius:10px;background:var(--blue-soft);color:var(--blue);display:grid;place-items:center;font:700 12px var(--mono)}
.mtx b{display:block;font-size:14px}.mtx small{color:var(--grey);font-size:12px}
.mtx-v{font:500 13px var(--mono);white-space:nowrap}
@media (max-width:900px){.cardsplit{grid-template-columns:1fr;gap:40px}.cardstage{height:340px}}
@media (max-width:480px){.cardstage{height:280px}.mcard{width:72%;padding:14px 16px}.mc-num{font-size:11px}.mtx{right:6%}}
.usegrid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.usegrid>*{min-width:0}
@media (max-width:860px){.usegrid{grid-template-columns:1fr}}
.setrow2{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:14px 0;border-bottom:1px solid var(--line)}
.setrow2 b{display:block;font-size:15px}
.setrow2 small{color:var(--grey);font-size:13px}
.mtx{color:var(--ink)}
/* newsroom */
.outlets{display:flex;flex-wrap:wrap;align-items:center;gap:14px 36px;padding:22px 26px;background:#fff;border:1px solid var(--line);border-radius:20px;margin-bottom:32px}
.outlets span{font-size:12px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--grey)}
.outlets b{font-size:19px;font-weight:700;letter-spacing:-.02em;color:#52525B}
.news{display:grid;gap:16px}
.nitem{background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px}
.nmeta{display:flex;flex-wrap:wrap;gap:10px;align-items:center;font-size:13px;color:var(--grey)}
.ntag{background:var(--blue-soft);color:var(--blue);font-weight:600;border-radius:999px;padding:2px 10px;font-size:12px}
.nsrc{font-weight:600;color:var(--ink)}
.nitem h2{font-size:clamp(22px,2.4vw,28px);margin-top:12px;line-height:1.2}
.nitem p{color:var(--grey);margin-top:10px;max-width:52em}
.nlinks{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}
.nlinks a{font-size:13.5px;font-weight:600;text-decoration:none;border:1px solid var(--line);border-radius:999px;padding:7px 14px;color:var(--ink);transition:border-color .2s,background .2s}
.nlinks a:hover{border-color:var(--blue);background:var(--blue-soft)}
.pressband{display:flex;justify-content:space-between;align-items:center;gap:20px 40px;flex-wrap:wrap;padding:26px 30px;background:#fff;border:1px solid var(--line);border-radius:22px}
.pressband .pl{display:flex;flex-wrap:wrap;align-items:center;gap:10px 30px;min-width:0}
.pressband small{font-size:12px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--grey)}
.pressband b{font-size:18px;font-weight:700;letter-spacing:-.02em;color:#52525B}
.social{display:flex;gap:10px;margin-top:18px}
.social a{width:38px;height:38px;border-radius:50%;border:1px solid var(--line);display:grid;place-items:center;color:var(--ink);transition:background .2s}
.social a:hover{background:var(--bg)}
.social svg{width:16px;height:16px}
/* language switcher */
.langsw{position:relative}
.langsw>button{display:inline-flex;align-items:center;gap:6px;height:40px;padding:0 12px;border-radius:999px;border:1px solid rgba(255,255,255,.18);background:transparent;color:inherit;font:600 13px var(--sans);cursor:pointer}
header.dark .langsw>button{color:#fff}
header.light .langsw>button{border-color:var(--line);color:var(--ink)}
.langsw>button svg{width:16px;height:16px}
.langsw ul{position:absolute;right:0;top:48px;list-style:none;margin:0;padding:6px;background:#fff;border-radius:14px;box-shadow:0 20px 40px -12px rgba(10,10,11,.3);min-width:160px;z-index:50}
.langsw ul a{display:block;padding:9px 12px;border-radius:10px;text-decoration:none;color:var(--ink);font-size:14px}
.langsw ul a:hover{background:var(--bg)}
.langsw ul a.on{background:var(--blue-soft);color:var(--blue);font-weight:600}
@media (max-width:520px){.langsw>button{width:40px;padding:0;justify-content:center;font-size:0;gap:0}.nav .right .pillbtn.blue{padding:0 14px}.nav{gap:10px}}
:lang(ja) h1,:lang(ja) h2,:lang(ja) h3{letter-spacing:0;line-height:1.25}
:lang(ja) body,:lang(ja){font-family:"Plus Jakarta Sans","Noto Sans JP","Hiragino Sans",sans-serif}

.cards2{grid-template-columns:repeat(2,1fr);max-width:880px;margin-inline:auto}
.cards2 .acct h3{font-size:26px}
@media (max-width:760px){.cards2{grid-template-columns:1fr}}

.ailogos{grid-template-columns:1fr 1fr!important}
.ailogos .lg{min-height:56px;padding:12px 14px!important;opacity:.92}
.ailogos .wm b{font-size:16px}
.ailogos .tx{flex-direction:column;align-items:flex-start;justify-content:center;gap:0}
.ailogos .tx b{font-family:var(--sans);font-weight:700;font-size:16px;color:#fff;letter-spacing:-.01em;line-height:1.2}
.ailogos .tx small{font-size:11px;color:rgba(255,255,255,.55);text-transform:none;letter-spacing:0;font-weight:500}
.aiband{grid-template-columns:1fr 1fr}
@media (max-width:420px){.ailogos{grid-template-columns:1fr!important}}
/* .ailogos.g2 */
@media (max-width:1180px) and (min-width:961px){.navlinks a{padding:9px 10px}.navlinks{font-size:14px;gap:0}.nav .right{gap:8px}}
@media (max-width:1060px) and (min-width:961px){.login-link{display:none}}

/* compliance partners */
.cpart .box{display:flex;flex-direction:column;gap:14px}
.cp-head{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap}
.cp-mark{font-family:"Red Hat Display",var(--font,sans-serif);font-weight:700;font-size:26px;letter-spacing:-.01em;color:var(--ink)}
.cpart ul{margin:0;padding-left:18px;color:var(--grey);display:grid;gap:6px;font-size:15px}
.cpart a{margin-top:auto;color:var(--blue);font-weight:600;text-decoration:none;font-size:14px}
.cpline{margin-top:28px;display:flex;align-items:center;justify-content:center;gap:10px 22px;flex-wrap:wrap;color:var(--grey);font-size:14px}
.cpline b{font-family:"Red Hat Display",sans-serif;font-size:20px;color:var(--ink);letter-spacing:-.01em}
.cpline a{text-decoration:none}

/* full partner marquee */
.marquee .track{gap:64px;animation-duration:140s}
.marquee:hover .track{animation-play-state:paused}
.tx2 b{font-family:"Red Hat Display",var(--sans);font-weight:700;font-size:24px;color:#fff;letter-spacing:-.01em;white-space:nowrap}
.marquee .wm b{font-size:22px}
@media (max-width:640px){.marquee .track{gap:44px;animation-duration:110s}.tx2 b,.otc b{font-size:20px}.marquee .wm b{font-size:19px}}
/* keep header controls on one line with real webfonts */
.nav .right a,.nav .right button,.navlinks a{white-space:nowrap}
@media (max-width:1500px) and (min-width:1181px){.navlinks a{padding:9px 12px}.navlinks{gap:2px}}